/* ===== Traders By The Bay, LLC — Navy & Gold Luxury Theme ===== */
:root{
  --navy:#0a1a33;
  --navy-2:#12294d;
  --navy-3:#183560;
  --gold:#c99a3b;
  --gold-light:#e7c56b;
  --gold-soft:#f3e6c4;
  --ink:#1c2431;
  --slate:#5a6b82;
  --line:#e4e8ef;
  --bg:#ffffff;
  --bg-soft:#f6f8fb;
  --white:#ffffff;
  --radius:14px;
  --shadow:0 18px 50px rgba(10,26,51,.12);
  --shadow-sm:0 8px 24px rgba(10,26,51,.08);
  --serif:Georgia,'Times New Roman',serif;
  --sans:'Segoe UI',system-ui,-apple-system,Helvetica,Arial,sans-serif;
  --maxw:1180px;
}
*{box-sizing:border-box;margin:0;padding:0}
html{scroll-behavior:smooth;scroll-padding-top:86px}
body{font-family:var(--sans);color:var(--ink);background:var(--bg);line-height:1.7;-webkit-font-smoothing:antialiased}
img{max-width:100%;display:block}
a{color:var(--gold);text-decoration:none}
a:hover{color:var(--navy-2)}
h1,h2,h3,h4{font-family:var(--serif);color:var(--navy);line-height:1.2;font-weight:700}
.container{max-width:var(--maxw);margin:0 auto;padding:0 24px}
.eyebrow{font-family:var(--sans);letter-spacing:3px;text-transform:uppercase;font-size:.72rem;font-weight:700;color:var(--gold);margin-bottom:14px}
.section{padding:92px 0}
.section.alt{background:var(--bg-soft)}
.center{text-align:center}
.lead{color:var(--slate);font-size:1.06rem;max-width:720px}
.center .lead{margin-left:auto;margin-right:auto}

/* Buttons */
.btn{display:inline-flex;align-items:center;gap:8px;font-weight:700;font-size:.95rem;padding:14px 26px;border-radius:10px;border:1.5px solid transparent;cursor:pointer;transition:.2s;font-family:var(--sans)}
.btn-gold{background:linear-gradient(135deg,var(--gold-light),var(--gold));color:var(--navy)}
.btn-gold:hover{filter:brightness(1.06);transform:translateY(-2px);color:var(--navy);box-shadow:0 10px 24px rgba(201,154,59,.35)}
.btn-outline{border-color:rgba(255,255,255,.5);color:#fff}
.btn-outline:hover{background:rgba(255,255,255,.1);color:#fff;transform:translateY(-2px)}
.btn-navy{background:var(--navy);color:#fff}
.btn-navy:hover{background:var(--navy-3);color:#fff;transform:translateY(-2px)}

/* Header */
.site-header{position:fixed;top:0;left:0;right:0;z-index:100;background:rgba(255,255,255,.0);transition:.3s}
.site-header.scrolled{background:rgba(255,255,255,.97);box-shadow:0 4px 20px rgba(10,26,51,.08)}
.nav{display:flex;align-items:center;justify-content:space-between;height:76px}
.nav .logo img{height:46px}
.site-header .logo-light{display:block}
.site-header.scrolled .logo-light{display:none}
.site-header .logo-dark{display:none}
.site-header.scrolled .logo-dark{display:block}
.nav-links{display:flex;align-items:center;gap:30px;list-style:none}
.nav-links a{color:#fff;font-weight:600;font-size:.95rem;font-family:var(--sans);transition:.2s}
.scrolled .nav-links a{color:var(--navy)}
.nav-links a:hover{color:var(--gold)}
.scrolled .nav-links a:hover{color:var(--gold)}
.nav-cta{padding:10px 20px;font-size:.9rem}
.menu-toggle{display:none;background:none;border:none;cursor:pointer;width:30px;height:24px;position:relative}
.menu-toggle span{display:block;height:2.5px;width:100%;background:#fff;border-radius:2px;position:absolute;left:0;transition:.3s}
.scrolled .menu-toggle span{background:var(--navy)}
.menu-toggle span:nth-child(1){top:0}
.menu-toggle span:nth-child(2){top:10px}
.menu-toggle span:nth-child(3){top:20px}

/* Hero */
.hero{position:relative;overflow:hidden;min-height:100vh;display:flex;align-items:center;color:#fff;
  background:url('hero-bg.svg') center/cover no-repeat,var(--navy)}
.hero-media{position:absolute;inset:0;width:100%;height:100%;object-fit:cover;z-index:0}
.hero-overlay{position:absolute;inset:0;z-index:1;background:linear-gradient(115deg,rgba(8,19,39,.9),rgba(10,26,51,.62))}
.hero-inner{position:relative;z-index:2;max-width:760px;padding:120px 0 90px}
.hero .eyebrow{color:var(--gold-light)}
.hero h1{color:#fff;font-size:clamp(2.3rem,5vw,3.7rem);margin-bottom:22px}
.hero h1 span{color:var(--gold-light)}
.hero p{font-size:1.12rem;color:#d7dded;max-width:620px;margin-bottom:34px}
.hero-actions{display:flex;gap:16px;flex-wrap:wrap}
.hero-stats{display:flex;gap:44px;margin-top:56px;flex-wrap:wrap}
.hero-stats .num{font-family:var(--serif);font-size:2.2rem;color:var(--gold-light);font-weight:700}
.hero-stats .lbl{font-size:.82rem;letter-spacing:1px;text-transform:uppercase;color:#aab6cc}

/* Trust bar */
.trustbar{background:var(--navy-2);color:#cdd6e6;padding:20px 0}
.trustbar .container{display:flex;flex-wrap:wrap;justify-content:center;gap:14px 40px;align-items:center;font-size:.85rem;letter-spacing:1.5px;text-transform:uppercase}
.trustbar b{color:var(--gold-light);font-family:var(--serif)}

/* Section head */
.sec-head{max-width:680px;margin-bottom:56px}
.center.sec-head{margin-left:auto;margin-right:auto}
.sec-head h2{font-size:clamp(1.9rem,3.5vw,2.6rem);margin-bottom:16px}

/* Grid cards */
.grid{display:grid;gap:26px}
.grid-3{grid-template-columns:repeat(3,1fr)}
.grid-2{grid-template-columns:repeat(2,1fr)}
.grid-4{grid-template-columns:repeat(4,1fr)}
.card{background:var(--white);border:1px solid var(--line);border-radius:var(--radius);padding:34px 30px;transition:.25s}
.card:hover{transform:translateY(-6px);box-shadow:var(--shadow);border-color:var(--gold-soft)}
.card .ic{width:56px;height:56px;border-radius:12px;display:flex;align-items:center;justify-content:center;background:linear-gradient(135deg,var(--navy-2),var(--navy));margin-bottom:20px}
.card .ic svg{width:28px;height:28px;stroke:var(--gold-light)}
.card h3{font-size:1.25rem;margin-bottom:10px}
.card p{color:var(--slate);font-size:.98rem}

/* About / split */
.split{display:grid;grid-template-columns:1fr 1fr;gap:56px;align-items:center}
.about-img{border-radius:var(--radius);box-shadow:var(--shadow);overflow:hidden;aspect-ratio:4/3;background:linear-gradient(135deg,var(--navy-3),var(--navy))}
.about-img img{width:100%;height:100%;object-fit:cover}
.check-list{list-style:none;margin-top:24px;display:grid;gap:14px}
.check-list li{display:flex;gap:12px;align-items:flex-start;color:var(--ink)}
.check-list .tick{flex:0 0 22px;height:22px;border-radius:50%;background:var(--gold);color:var(--navy);display:flex;align-items:center;justify-content:center;font-size:.75rem;font-weight:800;margin-top:3px}

/* Commodities */
.commodity{position:relative;border-radius:var(--radius);overflow:hidden;min-height:250px;display:flex;align-items:flex-end;color:#fff}
.commodity .commodity-media{position:absolute;inset:0;width:100%;height:100%;object-fit:cover;z-index:0}
.commodity::before{content:"";position:absolute;inset:0;z-index:0;background-size:cover;background-position:center}
.commodity::after{content:"";position:absolute;inset:0;z-index:1;background:linear-gradient(180deg,rgba(10,26,51,.12),rgba(8,18,38,.9))}
.commodity .body{position:relative;z-index:2;padding:24px}
.commodity h3{color:#fff;font-size:1.3rem}
.commodity p{color:#dbe2ee;font-size:.9rem;margin-top:4px}
.commodity:hover .commodity-media{transform:scale(1.06)}
.commodity .commodity-media{transition:transform .5s ease}
.c-energy::before{background:linear-gradient(135deg,#1a2f52,#0a1a33)}
.c-metals::before{background:linear-gradient(135deg,#3a3320,#1a1710)}
.c-agri::before{background:linear-gradient(135deg,#1e3524,#0f2117)}
.c-petro::before{background:linear-gradient(135deg,#26303f,#12181f)}

/* Process */
.steps{counter-reset:step;display:grid;grid-template-columns:repeat(4,1fr);gap:26px}
.step{position:relative;padding-top:14px}
.step .n{width:52px;height:52px;border-radius:50%;border:2px solid var(--gold);color:var(--navy);font-family:var(--serif);font-size:1.4rem;font-weight:700;display:flex;align-items:center;justify-content:center;margin-bottom:18px;background:var(--gold-soft)}
.step h3{font-size:1.15rem;margin-bottom:8px}
.step p{color:var(--slate);font-size:.95rem}

/* Stats band */
.band{background:linear-gradient(135deg,var(--navy-2),var(--navy));color:#fff}
.band .grid-4{gap:20px}
.stat{text-align:center;padding:20px}
.stat .num{font-family:var(--serif);font-size:2.6rem;color:var(--gold-light);font-weight:700}
.stat .lbl{color:#b9c4d8;letter-spacing:1px;font-size:.85rem;text-transform:uppercase;margin-top:6px}

/* Testimonials */
.quote{background:var(--white);border:1px solid var(--line);border-radius:var(--radius);padding:32px;box-shadow:var(--shadow-sm)}
.quote .stars{color:var(--gold);letter-spacing:3px;margin-bottom:14px}
.quote p{font-style:italic;color:var(--ink);font-size:1.02rem}
.quote .who{margin-top:18px;font-weight:700;color:var(--navy);font-family:var(--serif)}
.quote .role{font-size:.85rem;color:var(--slate);font-weight:400}

/* Contact */
.contact-wrap{display:grid;grid-template-columns:1fr 1.1fr;gap:48px}
.contact-info .item{display:flex;gap:16px;align-items:flex-start;margin-bottom:26px}
.contact-info .item .ic{flex:0 0 46px;height:46px;border-radius:10px;background:var(--navy);display:flex;align-items:center;justify-content:center}
.contact-info .item .ic svg{width:22px;height:22px;stroke:var(--gold-light)}
.contact-info .item h4{font-size:1rem;margin-bottom:2px}
.contact-info .item a,.contact-info .item span{color:var(--slate);font-family:var(--sans);font-weight:400}
.form{background:var(--white);border:1px solid var(--line);border-radius:var(--radius);padding:34px;box-shadow:var(--shadow-sm)}
.form .row{display:grid;grid-template-columns:1fr 1fr;gap:16px}
.field{margin-bottom:16px}
.field label{display:block;font-size:.85rem;font-weight:600;color:var(--navy);margin-bottom:6px}
.field input,.field select,.field textarea{width:100%;padding:12px 14px;border:1.5px solid var(--line);border-radius:9px;font-family:var(--sans);font-size:.95rem;color:var(--ink);background:#fff;transition:.2s}
.field input:focus,.field select:focus,.field textarea:focus{outline:none;border-color:var(--gold);box-shadow:0 0 0 3px rgba(201,154,59,.15)}
.field textarea{resize:vertical;min-height:120px}
.form-note{font-size:.8rem;color:var(--slate);margin-top:10px}
.form-msg{display:none;padding:14px;border-radius:9px;background:#eaf7ee;color:#1c6b34;font-weight:600;margin-bottom:16px;border:1px solid #bfe6cb}

/* Footer */
.footer{background:var(--navy);color:#c2ccdd;padding:64px 0 26px}
.footer h4{color:#fff;font-size:1.05rem;margin-bottom:18px;font-family:var(--serif)}
.footer-grid{display:grid;grid-template-columns:1.6fr 1fr 1fr 1.2fr;gap:40px}
.footer p{color:#9aa8bf;font-size:.92rem}
.footer .flogo img{height:56px;margin-bottom:16px}
.footer ul{list-style:none}
.footer ul li{margin-bottom:10px}
.footer ul a{color:#b6c1d4;font-weight:400;font-size:.92rem}
.footer ul a:hover{color:var(--gold-light)}
.footer-bottom{border-top:1px solid rgba(255,255,255,.12);margin-top:44px;padding-top:22px;display:flex;justify-content:space-between;flex-wrap:wrap;gap:12px;font-size:.85rem;color:#8493ab}
.footer-bottom a{color:#8493ab}
.footer-bottom a:hover{color:var(--gold-light)}
.disclaimer-box{background:rgba(255,255,255,.04);border:1px solid rgba(255,255,255,.1);border-radius:10px;padding:18px 22px;margin-top:34px;font-size:.82rem;color:#9aa8bf;line-height:1.6}

/* Legal pages */
.legal-hero{background:linear-gradient(135deg,var(--navy-2),var(--navy));color:#fff;padding:150px 0 60px}
.legal-hero h1{color:#fff;font-size:clamp(2rem,4vw,2.8rem)}
.legal-hero p{color:#b9c4d8;margin-top:10px}
.legal-body{padding:60px 0 80px;max-width:860px}
.legal-body h2{font-size:1.4rem;margin:36px 0 12px;color:var(--navy)}
.legal-body h3{font-size:1.1rem;margin:24px 0 8px;color:var(--navy-2)}
.legal-body p,.legal-body li{color:#39424f;font-size:1rem;margin-bottom:12px}
.legal-body ul,.legal-body ol{margin:0 0 16px 22px}
.legal-body a{color:var(--gold);text-decoration:underline}
.legal-toc{background:var(--bg-soft);border:1px solid var(--line);border-radius:var(--radius);padding:24px 28px;margin-bottom:36px}
.legal-toc h4{font-family:var(--serif);color:var(--navy);margin-bottom:10px}
.legal-toc ul{list-style:none}
.legal-toc li{margin-bottom:7px}
.back-home{display:inline-flex;align-items:center;gap:8px;margin-top:8px;font-weight:600}

/* Reveal animation */
.reveal{opacity:0;transform:translateY(26px);transition:opacity .7s ease,transform .7s ease}
.reveal.in{opacity:1;transform:none}

/* Responsive */
@media(max-width:960px){
  .grid-3,.grid-4,.steps{grid-template-columns:repeat(2,1fr)}
  .split,.contact-wrap{grid-template-columns:1fr;gap:36px}
  .footer-grid{grid-template-columns:1fr 1fr}
}
@media(max-width:720px){
  .section{padding:64px 0}
  .menu-toggle{display:block}
  .nav-links{position:fixed;top:76px;right:0;left:0;background:#fff;flex-direction:column;align-items:flex-start;gap:0;padding:10px 24px 20px;box-shadow:0 12px 30px rgba(10,26,51,.12);transform:translateY(-140%);transition:.35s;max-height:calc(100vh - 76px);overflow:auto}
  .nav-links.open{transform:translateY(0)}
  .nav-links a{color:var(--navy);width:100%;padding:13px 0;border-bottom:1px solid var(--line)}
  .nav-links .nav-cta{margin-top:12px;width:100%;justify-content:center;color:var(--navy)}
  .grid-3,.grid-4,.steps,.grid-2{grid-template-columns:1fr}
  .form .row{grid-template-columns:1fr}
  .footer-grid{grid-template-columns:1fr}
  .hero-stats{gap:28px}
}